Tax-aware retirement planning that computes what others ask you to enter.
Free forever · No credit card · Your data never leaves your device
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TLS + row-level security on every query
IndexedDB-first. No bank syncs. No data sales.
See every formula. Trace every number to its source.
<50ms
full 70-year projection
2026
IRS + OBBBA rules live
25+
planning tools, one graph
Drag a slider. Watch your retirement age, tax bill, and savings rate all recompute in under 50ms.
Free plan: full projection engine + 5 PlanPulse messages/day
2026 IRS brackets, FICA caps ($184,500 SS wage base), and state tax for all 50 states — recomputed every keystroke.
Accumulation → drawdown → Social Security. Your complete timeline from today to 95, with FIRE crossover clearly marked.
Ask questions in plain English. PlanPulse reads your live graph — it never invents numbers, never replaces your judgment.
Coast FI, Monte Carlo, Roth eligibility, Medicare bridge, 72t SEPP, equity comp — all computed from the same live graph.
Your data lives in your browser first. We don't connect to banks, don't sell your data, don't show ads.
SALT $40K cap, senior bonus deduction $4K, estate threshold $15M — seeded directly from the new legislation.