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RunwayFI

Know your runway. Plan your freedom.

Full planning tools free forever. Upgrade for more PlanPulse AI.

Free
$0

8 planning tools, free forever.

  • FIRE calculator + 7 core planning tools
  • Year-by-year projection to age 95
  • Tax breakdown + paystub planner
  • Debt payoff + expense planner
  • Local-first: data stays on your device
PlanPulse AI: 10 messages/day
Most popular
Founding
$79/yr

Price locked forever. Available until Dec 31, 2026.

  • Everything in Free + 23 Pro tools
  • PlanPulse Deep Scan — full plan analysis
  • 3 deep scans/day
  • Scenario save + compare
  • Founding member recognition
PlanPulse AI: 75 messages/day · 3 deep scans/day
Most powerful
Pro
$129/yr

Maximum PlanPulse. No limits.

  • Everything in Founding
  • Maximum PlanPulse messages
  • 5 deep scans/day
  • Historical backtester + Monte Carlo
  • Priority feature requests
PlanPulse AI: 100 messages/day · 5 deep scans/day

Need more PlanPulse without a subscription? Credit packs available from $1.99 — Day Pass ($1.99), Message Boost ($2.99), Deep Scan 5-Pack ($4.99), Value Pack ($9), Premium Pack ($29).

All plans include the full planning suite. Subscriptions renew automatically — cancel anytime. Payments processed by Stripe. RunwayFI LLC · Terms · Privacy

RunwayFI is an educational planning tool. Not financial advice.

Compare plans

FeatureFreeFounding $79/yrPro $129/yr
Planning tools8 core31 tools31 tools
70-year projection✓✓✓
Tax engine (50 states)✓✓✓
Monte Carlo simulation—✓✓
Roth Conversion Explorer—✓✓
PlanPulse AI messages/day1075100
PlanPulse Deep Scan—3/day5/day
Scenario save + compare—✓✓
Historical backtester—✓✓
Priority feature requests——✓

Frequently asked questions

What is RunwayFI?+
RunwayFI is a reactive digital twin for financial planning. It computes your FIRE date, tax breakdown, and retirement runway in real-time using 2026 IRS rules — no manual spreadsheets required.
What do I get for free?+
8 core planning tools: FIRE calculator, tax breakdown, paycheck planner, savings rate, net worth tracker, expense planner, debt payoff strategy, and cash flow priorities. Plus 10 PlanPulse AI messages per day. Free forever.
What is the 14-day free trial?+
When you sign up, all 31 tools are unlocked for 14 days — no credit card required. After 14 days, you keep your 8 free tools. Pro tools show your saved results but stop updating until you upgrade.
How does billing work?+
Subscriptions are billed through Stripe. Yearly plans are charged once per year. Monthly plans are charged monthly. You can switch between plans or cancel at any time from Settings > Billing.
Can I cancel anytime?+
Yes. Cancel from your dashboard at any time. Your plan remains active until the end of the billing period. No cancellation fees.
What is PlanPulse?+
PlanPulse is your AI planning companion. It reads your live financial data and answers questions in plain English — it never invents numbers. Free tier includes 10 messages/day. Paid tiers unlock more messages and Deep Scan analysis.
Is my financial data safe?+
Yes. Your data is stored locally first (IndexedDB) and encrypted in transit. We use Supabase with row-level security. We never connect to bank accounts, never sell data, and never show ads.
What is the Founding Member price?+
The Founding Member plan is $79/yr — a 39% discount from the standard $129/yr Pro price. This price is locked forever for anyone who signs up before December 31, 2026.