Robert, 73 — Texas
At age 73, Robert’s fixture has $480,000 in traditional accounts. The RMD engine and the drawdown engine read that same balance.
Existing fixture · computed at build time by shipped engines
- Portfolio
- $860,000
- Monthly spending
- $5,800
- Historical survival
- 88%
- Windows survived
- 118 of 133
“What distribution does the engine compute?”
For age 73 and a traditional balance of $480,000, the shipped RMD engine computes $18,113. It enters the tax and cash-flow model as a computed distribution, not a typed article estimate.
“How does the full plan behave across history?”
The same plan survives 118 of 133 complete historical windows, a floored 88% headline. The lower historical band records depletion at age 92.
“Which numbers are separate concepts?”
The $18,113 distribution is an age-and-balance calculation. The 88% historical result measures the complete portfolio path. RunwayFI keeps both visible without treating either as a recommendation.
These are Robert’s fixture results. RunwayFI recomputes the same engines from each household’s facts and plan assumptions.
RunwayFI provides educational planning estimates, not financial advice. Consult a qualified professional before making financial decisions.